easyfinanciere easyhome
easyfinanciere easyhome
Faites une demande sans que cela affecte votre dossier de crédit!
Faites une demande sans que cela affecte votre dossier de crédit!
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At easyfinancial, we know that understanding online loans is crucial for making savvy financial decisions. With a commitment to financial empowerment of everyday Canadians and having served more than 1.3 million customers nation-wide, we've prepared this guide to help you make informed choices when are considering getting a loan.
An online loan is a type of personal loan that you can apply for and receive entirely over the internet. Unlike traditional loans from banks or credit unions, online loans offer a streamlined application process and faster approvals, often making them an appealing option for those needing funds quickly. easyfinancial's reputation for providing over 1.3 million Canadians with accessible loans underscores the credibility and appeal of getting a loan online.
1) You visit the lender’s website.
Some, but now all online lenders will have an online calculator. These tools are used to get a quick quote on your payments based on the loan amount, payment frequency and duration of your loan. Want to see how this works? You can try our loan payment calculator here. You don't have to provide any personal details and it's completely free!
Yes, as long as you choose a reputable lender. Look for lenders that use secure encryption methods to protect your personal and financial information. Additionally, checking reviews, licenses, and regulatory compliance can help ensure you're dealing with a trustworthy company. At easyfinancial we prioritize customer protection with robust encryption and compliance, contributing to our role as a trusted lender to millions of Canadians.
At easyfinancial, we take pride in our swift funding process. Typically, our loan applications receive credit pre-approval within 10 minutes and a final lending decision within 30 minutes, demonstrating our commitment to providing you with prompt service. Our Secured Personal Loans can be issued in as little as 2 business days, ensuring that you have access to the funds you need, when you need them. With our transparent approach to lending, you can expect a seamless application experience.
Because of these risks, it’s important to work with well established lender with a good reputation, such as easyfinancial. In 2023 alone, we issued over 250,000 loans to help everyday Canadians tackle their household financial needs. This included paying for bills and emergency expenses, repairing their homes, covering health and dental expenses, purchasing a vehicle to get to work and paying for life’s unexpected circumstances. See the pro's and con's below:
1) Do I need this loan?
Ask yourself whether the loan is necessary and how the repayments will fit into your budget. Taking out a loan for non-essential purchases could lead to unnecessary debt.
2) What’s the interest rate and total repayment amount?
Make sure you understand the loan's interest rate and how much you’ll ultimately be repaying over time. Compare this to other loan options to ensure you're getting the best deal.
One of the biggest challenges in online lending is finding a provider that balances the speed and convenience of the digital process with reliable customer support. That’s where easyfinancial stands out. While the online process is fast, what truly sets them apart is their hybrid approach.
While easyfinancial excels in the online lending space, we also have retail locations across Canada. If you ever encounter a more complex financial situation that requires in-person support, easyfinancial has trained Financial Service Representative ready to assist you. This combination provides both convenience and in-person assistance for those who may need it.
We're not just about profit; we're also also doing our part to paving the way for sustainable practices that will benefit generations to come. Choosing easyfinancial means partnering with a lender that not only understands your financial needs but also shares your values of environmental stewardship and social responsibility.
Online loans are a fast and convenient way to secure funds, but they come with their own set of considerations. Always evaluate your financial situation, compare lenders, and choose a reputable company like easyfinancial. Whether you need quick access to cash for an emergency or longer-term financial support, easyfinancial provides both the convenience of online applications and the option for in-person service to address your unique needs.
documents
dont vous avez besoin pour faire votre demande.Protection
de prêt
Programme easyAvantage+
Credit
Optimizer
Éducation financière gratuite
Nous nous sommes donnés pour mission d’aider nos clients à rebâtir leur crédit et leur admissibilité à des taux bancaires.
60%
des clients améliorent
leur cote de crédit.
1sur3
passe à un
taux préférentiel
Nous nous sommes donnés pour mission d’aider nos clients à rebâtir leur crédit et leur admissibilité à des taux bancaires.
établissements
au Canada
clients
servis
Taux de
satisfaction
60%
des clients améliorent
leur cote de crédit.
1sur3
passe à un
taux préférentiel
Un prêt personnel peut servir à consolider vos dettes, payer vos factures ou régler des dépenses imprévues. Le prêt personnel peut normalement servir à payer des dépenses comme la réparation du véhicule, les rénovations de la maison, un voyage, un mariage ou d’autres événements de la vie.
Nos taux d’intérêt varient entre 9,99 % et 35 %. Le taux d’intérêt varie selon le type de prêt, la taille du prêt, la durée du prêt et notre évaluation de votre profil de crédit.
Un prêt non garanti vous permet d’accéder à des fonds sans avoir à fournir de garantie constituée sur un bien pour garantir le prêt. Les prêts non garantis d’easyfinancial sont assortis de taux qui commencent à 35,00 %, et le montant d’un prêt peut aller jusqu’à 20 000 $, sans frais ni pénalités pour les paiements anticipés. Un prêt garanti exige que vous garantissiez votre prêt en fournissant une garantie constituée sur un bien comme une maison. En garantissant votre prêt, vous pouvez obtenir des prêts plus élevés, jusqu’à concurrence de 150 000 $, et des taux aussi bas que 9,99 %.
Nous exigeons les documents suivants : 1. Vos deux plus récents talons de paie. 2. Vos informations bancaires des 90 derniers jours. 3. Une facture récente adressée à votre domicile actuel. 4. Une pièce d’identité gouvernementale valide avec photo.
Aucuns frais de gestion ne sont associés aux demandes de prêt non garanti.
En soumettant ce formulaire, vous acceptez de recevoir des offres promotionnelles d'easyfinancière, d’easyhome et de LendCare directement dans votre boîte de réception.
