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Apply for a personal loan in St. Thomas and get a decision in minutes

Get more money at lower rates with St. Thomas best payday loan alternative.

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future.

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Rebuild your credit and get back on track

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YES when the

banks say no

We can help get you approved even with bad credit or no credit history.

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10 minute approval

With e-Transfer, get a quick decision and your money the same day.

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Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.

GET A LOAN

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Have questions? We can help.

What documents are needed to get an approval for a Personal Loan?

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We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID

What options do I have to receive my loan funds?

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You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.

What do I need to take advantage of the Interac e-Transfer option?

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To get your loan funds via Interac e-Transfer, you need to have a working email address, a mobile device with SMS capability, and a bank account with an institution that supports online banking/e-Transfers.