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Apply for a personal loan in St. Thomas and get a decision in minutes

Get more money at lower rates with St. Thomas best payday loan alternative.

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future.

City - mother-daughter

Rebuild your credit and get back on track


YES when the

banks say no

We can help get you approved even with bad credit or no credit history.


10 minute approval

With e-Transfer, get a quick decision and your money the same day.


Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.


Here’s what Canadians love about us

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Have questions? We can help.

What documents are needed to get an approval for a Personal Loan?


We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID

What options do I have to receive my loan funds?


You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.

What do I need to take advantage of the Interac e-Transfer option?


To get your loan funds via Interac e-Transfer, you need to have a working email address, a mobile device with SMS capability, and a bank account with an institution that supports online banking/e-Transfers.