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YES when the
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Here’s what Canadians love about us
Here’s what Canadians love about us
Barbara Smith
Outstanding service
My rep was amazing and went above and beyond. She was very professional and was very clear on explaining everything.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Deborah Jones
Outstanding service
My rep was amazing and went above and beyond. She was very professional and was very clear on explaining everything.
Barbara Smith
Outstanding service
My rep was amazing and went above and beyond. She was very professional and was very clear on explaining everything.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Deborah Jones
Outstanding service
My rep was amazing and went above and beyond. She was very professional and was very clear on explaining everything.
Have questions? We can help.
What are your payment terms?
We offer personal loans with terms of 9 months to 120 months.
What are the interest rates at easyfinancial?
Our interest rates range from 19.99% – 35%. The interest rate varies based on your loan type, loan size, length of term, and our assessment of your credit profile.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What documents are needed to get an approval for a Home Equity Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID 5. Most recent mortgage statements 6. Most recent property tax statement
What is a soft inquiry and how is it different than a hard inquiry?
A soft inquiry is when your credit report is pulled for informational purposes and does not affect your credit score. A soft inquiry is simply a review of your credit report that is used to determine if you are eligible for a pre-approved offer and may be used to verify who you are. When a company conducts a soft inquiry, this is only visible to you, and is not seen by other lenders therefore it will not negatively affect your credit score.
A hard inquiry is when a credit report is requested from the credit bureau for the purpose of evaluating you as a borrower. A hard inquiry can affect your credit score and can be seen by other lenders.
