Apply for a personal loan in Penticton and get a decision in minutes
Get more money at lower rates with Penticton's best payday loan alternative.
easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future.
Rebuild your credit and get back on track
YES when the
banks say no
We can help get you approved even with bad credit or no credit history.
10 minute approval
With e-Transfer, get a quick decision and your money the same day.
Rebuild your credit
Rebuild your credit with on-time payments and graduate to lower rates.
Here’s what Canadians love about us
Here’s what Canadians love about us
Andrea Duffett
Very friendly and knowledgeable staff. Went above and beyond to get me my money quickly. I dealt with Maya the manager on Aberdeen drive in St.John’s NL.
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Brandon Barakat
Awesome! I had great customer service from Tom who helped me get a car loan for the car that I wanted. I was very pleased with easyfinancial and I will continue to work with them. Thank you!
Andrea Duffett
Very friendly and knowledgeable staff. Went above and beyond to get me my money quickly. I dealt with Maya the manager on Aberdeen drive in St.John’s NL.
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Brandon Barakat
Awesome! I had great customer service from Tom who helped me get a car loan for the car that I wanted. I was very pleased with easyfinancial and I will continue to work with them. Thank you!
Have questions? We can help.
What credit score do I need to get a loan?
At easyfinancial we look at much more than just your credit score and use many factors to approve applicants for a loan. In fact, we can even approve borrowers that have no credit history including students and new Canadians. Our ability to provide our customers with a loan is based on your unique credit and financial history so even if you have had past credit issues, we encourage you to apply.
What is the difference between easyfinancial and a payday loan?
Our installment loans are designed to help you get the money you need today at affordable rates, and help you rebuild your credit for tomorrow. High-cost payday loans can charge you annualized interest rates of 300% or more, and do not report your payments to the credit bureau, meaning they will not help you improve your credit score.
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 35.00% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $100,000 and lower rates as low as 19.99%.
