The easyfinancial Difference
Our vision
We’ve helped millions of Canadians just like you when banks aren’t an option. With lending products to meet your unique needs we can get you the loan you need today, while you rebuild your credit and graduate to lower interest rates for a better tomorrow.


Transparent
We know that you put your trust in us and in turn, we treat you with the respect and integrity you deserve. We build strong relationships with our customers, taking the time to ensure you understand the terms of your loan in a clear and simple way. If you aren’t happy with your unsecured personal loan for any reason, you can return the funds within 14 days without any penalty.


Credit rebuilding
Our goal is to focus on helping you improve your credit so that by the time you leave us, your credit score has improved and you can access lower rates. We consider it a success when the banks want you back.


Financial education
We are on a mission to provide all Canadians with free financial education to help you improve your financial knowledge and build the confidence you need to achieve your goals and create a stronger financial future.


Proudly Canadian
As a Canadian company with over 30 years of experience, we are proud of the relationships we have built with our customers across the country. We have over 400 locations from coast-to-coast to serve you and we are proud of the role we play in helping non-prime Canadians.
Applying won’t affect your credit score
About easyfinancial
Creating the path to better borrowing for non-prime Canadians.
At easyfinancial, we believe everyone deserves fair access to credit. Since our inception, we have worked with customers like you to make that a reality by providing you with financial relief and a second chance when banks aren’t an option.
We choose to see beyond your current situation and look towards your potential for a tomorrow that includes improved credit and financial stability.

About easyfinancial
Creating the path to better borrowing for non-prime Canadians.
At easyfinancial, we believe everyone deserves fair access to credit. Since our inception, we have worked with customers like you to make that a reality by providing you with financial relief and a second chance when banks aren’t an option.
We choose to see beyond your current situation and look towards your potential for a tomorrow that includes improved credit and financial stability.

YES when the banks say no
YES when the banks say no
10 minute approval
10 minute approval
Affordable payments
Affordable payments
Rebuild your credit
Rebuild your credit
Putting Canadians on a path to a better financial future
When banks aren't an option, we can help you get approved for the loan you need today.
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate
to prime rates
18
18
years in
business
Putting Canadians on a path to a better financial future
When banks aren't an option, we can help you get approved for the loan you need today.
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate
to prime rates
18
18
years in
business
$12.1B
funded
to date
94%
satisfaction
rate
14 Days
to return your
loan risk-free

Who we help
We are committed to helping everyday Canadians like you, realize your full financial potential.
We know that life can be unpredictable and that can mean having limited financial options available. Being declined for credit by the banks can be tough, but that’s where we come in to provide you with the financial relief and money you need today. But what truly sets us apart, is our mission to help you achieve a better tomorrow as we give you a second chance to rebuild your credit, improve your financial outcomes and graduate to lower rates and prime lending.
Who we help
We are committed to helping everyday Canadians like you, realize your full financial potential.
We know that life can be unpredictable and that can mean having limited financial options available. Being declined for credit by the banks can be tough, but that’s where we come in to provide you with the financial relief and money you need today. But what truly sets us apart, is our mission to help you achieve a better tomorrow as we give you a second chance to rebuild your credit, improve your financial outcomes and graduate to lower rates and prime lending.



We're hiring!
If you’re looking for your next career challenge, come join our incredible team.
We’re looking forward to connecting!