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Disclaimer

Disclaimer

$2000 Cash Back Offer 

*For a limited time only, get up to $2000 cash back with a new unsecured personal loan or new home equity loan (“Loan”). Eligible cash back is calculated at a rate of 2% of the initial principal balance of the Loan. Eligible cash back will be paid out in 4 equal payments during the Loan term: The first cash back payment will be paid after the first 6 months of your Loan term, the second cash back payment will be paid after the first 12 months of the Loan term, the third cash back payment will be paid after the first 24 months of the Loan term, and the fourth and final cash back payment will be paid after the first 36 months of the Loan term (“Pay-out Dates”). Minimum loan term of 18 months and principal loan amount of $1000 required to be eligible for offer. Personal loan eligibility is contingent on the loan application being submitted on or after January 23rd, 2025 and the personal loan being funded by February 1st, 2025. Home Equity loan eligibility is contingent on the loan application being submitted between January 23rd and February 1st, 2025 and the Home Equity loan being funded within 14 days of the application date. Loan must be in good standing and active during each of the Pay-out Dates to receive the cash back. Offer is not applicable in the province of Newfoundland and Labrador, and excludes auto loans, loan increases, refinances, and other changes to an existing loan. Offer does not apply to early payouts or loan cancellations during any applicable cooling-off period. All qualifying cash back amounts will be paid to the bank account we have on your loan account with easyfinancial within 45 days of the Pay-out Dates. Limit of one offer per customer. Offer subject to change without notice. Conditions apply see in-branch for details. Brokerage #12935 (ON) X300681 (BC) #3000289 (NS). BC HCC #83689 Expiry Date - 10/30/24, MB HCC #62897 Expiry Date - 10/11/2024, AB HCC # 349265 Expiry Date - 01/31/2025, NL HCC # 

easyhome $100 Voucher Disclaimer

“JANUARY 2025 EASYHOME VOUCHER PROMOTION” – TERMS AND CONDITIONS 

Between January 27th to February 1st, 2025 (“January 2025 Promotion Period”), get a $100.00 voucher to easyhome with a new unsecured personal loan or new home equity loan (“Loan”). Minimum loan term of 18 months and principal loan amount of $1000 required to be eligible for offer. Personal loan eligibility is contingent on the loan application being submitted on or after January 27th, 2025 and the personal loan being funded by February 1st, 2025. Home equity loan eligibility is contingent on the loan application being submitted between January 27th to February 1st, 2025 and the home equity loan being funded within 45 days of the application date. Loan must be in good standing and active when vouchers are distributed. Offer excludes auto loans, loan increases, refinances, and other changes to an existing loan; unsecured personal loans in the provinces of British Columbia and Manitoba; and Loans in the province of Newfoundland and Labrador. Offer does not apply to early payouts or loan cancellations during any applicable cooling-off period. All qualifying vouchers will be distributed to the email address we have on your account with easyfinancial within 60 days of the end of the January 2025 Promotion Period. Limit of one voucher per customer and single use per voucher. Offer and voucher cannot be combined with other offers by easyfinancial or easyhome. Offer terms and conditions subject to change without notice. easyhome Voucher Terms and Conditions may be found at www.easyfinancial.com. Brokerage #12935 (ON) X300681 (BC) #3000289 (NS). BC HCC #83689 Expiry Date - 10/30/25, MB HCC #62897 Expiry Date - 10/11/2024, AB HCC # 349265 Expiry Date - 01/31/2025, NL HCC # 

EASYHOME $100 VOUCHER (“GIFT VOUCHER OFFER”) – TERMS AND CONDITIONS 

easyhome gift vouchers are: 

  • Redeemable only at easyhome stores participating in the Gift Voucher Offer.  

  • Gift vouchers cannot be replaced if lost or stolen. 

  • Gift vouchers are 100% transferable. Simply forward them on to your recipient of choice. 

  • Limit of one voucher per participant. 

  • Vouchers are single use. 

These Gift Voucher Offer terms and Conditions (the "Terms and Conditions") govern the use of easyhome vouchers (the “Vouchers”) provided by easyfinancial through its January 2025 Promotion (“OH Promotion”). Vouchers will be or have been provided to eligible participants that have met the conditions of the OH Promotion. Each voucher may be redeemed by the eligible participant who obtained a new loan or their recipient of their choice, all subject to the terms and conditions of the OH Promotion, (the “User” or “you”) for products at participating easyhome stores (“Participating Stores”), unless otherwise indicated in these Terms and Conditions. 

  1. Eligibility. To be eligible for Voucher use you must (1) be a legal resident of Canada who has reached the age of majority in the province or territory in which you reside; and (2) meet minimum qualifications for lease, as determined by the sole discretion of Participating Stores.  

  2. Use. Vouchers are valued at $100 and are redeemable in person at Participating Stores. Users must identify that they will be using Vouchers and show the confirmation email / unique numeric identifier code in order to use the Voucher. Vouchers may only be used on: 

a) Cash sale purchase: Products that fall under the category of cash sale purchase are determined at the sole discretion of the Participating Store. Vouchers cannot be used towards the cash purchase of any product. In the event that you wish to use the Voucher towards a cash sale purchase, the Voucher may only be used towards any applicable delivery fees and applicable taxes on such delivery fees.  

b) New Lease: The Voucher may be used towards the initial payments of a new lease with easyhome (including applicable taxes on such payments), under the following conditions: (1) the lease must have a minimum weekly payment of $25.00 per week; and (2) a minimum lease term of 78 weeks.  

Vouchers cannot be: (i) combined with other Vouchers or other offers by easyfinancial or easyhome, (ii) used to satisfy existing debts or leases, or (iii) used on any easyhome lease processing fees. 

3. Remainder. Any unused portion of the Voucher cannot be applied towards future in-store purchases. Once a Voucher is used, the remaining amount is forfeit if it is not used in its entirety – Vouchers do not carry a balance other than the total amount. 

4. Expiry and Service Fees. Vouchers expire on June 30, 2025. 

5. Unique Numeric Identifier Code. Once the unique numeric identifier code (“Code”) on the Voucher is used, the Voucher will not be able to be processed again. It is advised that Users to protect the security of the Voucher. If the Voucher is lost, stolen, or used without authorization, it cannot be replaced. 

6. Refunds and Redemption. Vouchers cannot be replaced, or redeemed for cash, except as required by law.  

7. Currency. All amounts in these Terms and Conditions are in Canadian dollars. 

8. Amendment. easyfinancial reserves the right to change these Terms and Conditions at any time in its sole discretion, without notice. You agree to accept any changes as a condition of your use of the Vouchers. For updated terms and conditions, please return to this site easyfinancial.com/offer-legal 

9. Restrictions on Use. easyfinancial or easyhome has the right to hold, suspend, cancel, or refuse the use of a Voucher if easyfinancial or easyhome believes that the transaction is for a fraudulent, illegal, or criminal purpose. easyfinancial or easyhome is not responsible for Vouchers that are not delivered due to inaccurate information provided by the User.  

10. Forum / Jurisdiction. These Terms and Conditions are governed by the Law of Ontario and all matters relating to or arising out of the purchase and/or use of the Vouchers. Any dispute relating in any way to a Voucher will be adjudicated by the courts of the Province of Ontario and you submit to the exclusive jurisdiction and venue of such courts. 

11. Limitation of Liability. EASYFINANCIAL AND EASYHOME ARE NOT RESPONSIBLE OR LIABLE TO YOU OR ANY THIRD PARTY, WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE, FOR ANY CLAIMS, COSTS, DAMAGES OR EXPENSES ARISING OUT OF YOUR NEGLIGENT ACT OR OMISSION, WILLFUL MISCONDUCT OR FRAUD; ANY BREACH OR DEFAULT BY YOU OF THE OBLIGATIONS UNDER THESE TERMS AND CONDITIONS; EASYFINANCIAL OR EASYHOME’S FAILURE TO CARRY OUT ITS OBLIGATIONS IF THE FAILURE IS CAUSED BY A THIRD PARTY, A SYSTEM OR DATA PROCESSING FAILURE OR ANY OTHER ACT OR OMISSION OUTSIDE OF EASYFINANCIAL OR EASYHOME’S CONTROL; AND ANY LOSS OF PROFITS OR INCIDENTAL, INDIRECT, CONSEQUENTIAL, PUNITIVE OR SPECIAL DAMAGES IRRESPECTIVE OF HOW THEY ARISE. EASYFINANCIAL AND EASYHOME MAKE NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE VOUCHERS, INCLUDING WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IF THERE IS ANY ISSUE WITH OR RELATED TO A VOUCHER (INCLUDING WITHOUT LIMITATION IF A VOUCHER CODE IS NON-FUNCTIONAL), YOUR SOLE REMEDY AND EASYFINANCIAL OR EASYHOME’S SOLE LIABILITY SHALL BE THE REPLACEMENT OF SUCH VOUCHERS. 

12. Indemnity. You shall indemnify and hold harmless easyfinancial and its affiliates, officers, directors, employees, agents, subcontractors or representatives from and against any and all third party charges, claims, losses, demands, damages, liabilities, costs, expenses, causes of action or suits (collectively, “Losses”) incurred or suffered by easyfinancial, its affiliates, or its officers, directors, employees, agents, subcontractors or representatives to the extent resulting from your negligent act or omission, willful misconduct or fraud; and any breach or default, including without limitation, breach of a representation or warranty by you of your obligations under these Terms and Conditions.